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Get started earning today with our NOW accounts!

  • Rate Information - Your interest rate and annual percentage yield may change. View Current Rates

  • Frequency of Rate Changes - We may change the interest rate on your account at any time.

  • Determination of Rate - At our discretion, we may change the interest rate on your account.

  • Compounding Frequency - Interest will be compounded monthly.

  • Crediting Frequency - Interest will be credited into this account monthly.

  • Effect of Closing an Account - If you close your account before interest is credited, you will not receive the accrued interest.

  • Minimum Balance to Open the Account - You must deposit $1,000.00 to open this account.

  • Accrual of Interest on Non-Cash Deposits - Interest begins to accrue on the business day you deposit non-cash items (for example, checks).

  • Daily Balance Computation Method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

  • Minimum Balance to Avoid Imposition of Fees - A service charge fee of $7.50 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle. 
    A per item fee of $.20 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account).
    This fee will apply if the daily balance falls below $1,000.00

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